Home Page | Contact Us | Site Map | Disclosures | Privacy Policy 

Financial Security Since 1854 

Personal Banking: Savings

Savings Account

• Minimum deposit of $50 to open except for minors, students, and seniors (55+)
• Interest compounded quarterly
• Quarterly statements
• Competitive rates

Savings Plus Account

• Minimum deposit of $250.00 to open
• Interest compounded quarterly
• Limit of two withdrawals per monthly statement, $5.00 charge for each withdrawal over two.
• Must have an additional banking relationship

Christmas Club Savings Account
Our Christmas Club account is designed for those customers who want a savings account specifically for Christmas expenses.

• Interest bearing account
• Matures in October
• A check for the balance is sent to you shortly after maturity.
• No account maintenance fees
• Automatically renews with your first deposit in November

Money Market Deposit Account
Our Money Market Deposit Account is designed for individuals who want to earn competitive money market rates on all their funds and have immediate access to their money.

• $100 minimum deposit required to open this account.
• Interest bearing account (Competitive interest rate with variable rates based on balances)
• Limited to 6 withdrawals per monthly statement, only 3 of which can be payment by check to a third party ($20 per item over limit)
• $10.00 monthly service charge if balance falls below an average daily balance of $2,500.00
• Image checks returned with statement
• First 40 checks free

Platinum Club Money Market Deposit Account

• $10,000 minimum deposit required to open this account.
• Interest bearing account (Competitive interest rate with variable rates based on balances)
• Limited to 4 withdrawals per monthly statement, only 2 of which can be payment by check to a third party ($20 per item over limit)
• $50.00 Early closure fee if the account is closed within 90 days from opening
• Image checks returned with statement
• First 40 checks free
• $20.00 charge if account balance falls below $10,000