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Financial Security Since 1854 

Personal Banking: Loans

Personal and Mortgage Loan Products
Our professional staff at Cornerstone Bank & Trust, N.A. will provide the personal service you need to find the perfect loan to fit your needs and your budget. Because we are a local bank, the application process is simple and the decisions and closing times are quick. We strive to keep costs to a minimum and rates competitively low. If you would like more information on any of our loans or for advice on which loan would be best for you, give us a call or email loans@cstonebank.com and someone will get back with you as soon as possible. Because e-mail transmissions may not be secure, please refrain from providing identifying information such as your account number and Social Security number.

• MORTGAGE LOANS
  Our loan officers work with CBT's mortgage lending division to offer you numerous mortgage products with fixed or adjustable rates and balloon loans. Whatever your need, our lending experts will help you find the loan that best suits your personal needs.
  
  
• CONSTRUCTION LOANS
  Whether you own the land or you need to finance it, CBT offers low rates and low costs for you to build the home of your dreams.
  
  
• HOME EQUITY LINE OF CREDIT
  Use the equity in your home to consolidate existing debt, make home improvements, pay school tuition or take that trip you desperately need. Our home equity loan is quick to set up and afterwards you will receive a checkbook that makes it convenient to use whenever you need it.
  
  
• CONSUMER LOANS
  If you are thinking of purchasing an automobile, boat, motor home, or RV, give us a call. We offer competitive rates and terms.