|
Cornerstone Bank & Trust Rate Sheet
|
Interest Rate
|
Annual Percentage Yield
|
Savings
Account RATE EFFECTIVE 11-26-07 |
| This is a variable rate account;
the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.
|
0.50%
|
0.50%
|
| Savings Plus Account RATE EFFECTIVE 12-23-09 |
| This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account. |
1.25% |
1.26% |
| Christmas
Club RATE EFFECTIVE 11-26-07 |
| This is a variable rate account;
the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account.
|
0.50%
|
0.50%
|
| eVantage Checking
Accounts RATES EFFECTIVE 12-01-09 |
| $0.00 - $30,000.00 |
3.50% |
3.56%* |
| $30,000.01 + |
1.25% |
1.26%* |
| *3.56% APY on the portion of your balance $30,000 and below, and 1.26% APY on the portion of your balance above $30,000. The blended APY will range from 3.56% to 1.95% depending on the balance of the account.
**To earn Rate, the following is required once per interest cycle:
- 10 Debit Card Transactions (Does not include ATM)
- 1 Direct Deposit or ACH Transaction or active online bill pay
- Access Online Banking
- Receive Electronic Statements (when available)
- Have a valid e-mail address
(If any of the above requirments are not met, a rate of .350% APY will be paid on the entire balance for that interest cycle.)
|
| This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account. |
Checking
Accounts
Interest Checking RATES EFFECTIVE 1-16-09 |
| $1,000 - $24,999.99 |
0.30%
|
0.30%
|
| $25,000 - $49,999.99 |
0.40%
|
0.40%
|
| $50,000 + |
0.55%
|
0.55%
|
| Senior Checking |
0.50% |
0.50% |
| This is a
variable rate account; the rate(s) and APY(s) may change after
the account is opened. You must maintain a minimum daily balance
of $1000.00 to obtain the disclosed annual percentage yield.
Fees could reduce earnings on the account. |
| Money
Market Accounts RATES EFFECTIVE 01-16-09 |
| $0.00 - $9,999.99 |
0.40%
|
0.40%
|
| $10,000.00 - $24,999.99 |
0.40%
|
0.40%
|
| $25,000.00 - $49,999.99 |
0.50%
|
0.50%
|
| $50,000.00 + |
0.65%
|
0.65%
|
| This is a
variable rate account; the rate(s) and APY(s) may change after
the account is opened. Fees could reduce earnings on the account. |
| Platinum Club Money Market Account RATES EFFECTIVE 12-23-09 |
| $10,000.00 - $24,999.99 |
.35% |
.35% |
| $25,000.00 - $49,999.99 |
.55% |
.55% |
| $50,000.00 - $99,999.99 |
.85% |
.85% |
| $100,000.00 + |
1.00% |
1.00% |
| This is a variable rate account; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account. |
Certificates
of Deposit (CD's) RATES EFFECTIVE 12-23-09
|
007-029 Day
The APY(s) shown at the right are the APY(s)
for a term of 7 days. Upon request, APY(s) for another term
can be provided. A penalty may be imposed for early withdrawal.
|
.50%
|
.50% |
030-364 Day Certificate of Deposit
The APY(s) shown at the right are the APY(s)
for a term of 30 days. Upon request, APY(s) for another term
can be provided. A penalty may be imposed for early withdrawal.
|
.50% |
.50% |
| 6 Months |
.85%
|
.85%
|
| 12 Months |
1.10% |
1.10% |
| 18 Months |
1.40% |
1.41% |
| 24 Months |
1.60%
|
1.61%
|
| 36 Months |
2.00% |
2.02% |
| 48 Months |
2.30%
|
2.32%
|
| 60 Months |
2.60%
|
2.63%
|
| You must maintain a minimum
daily balance of $500 to obtain the disclosed annual percentage yield.
A penalty may be imposed for early withdrawal. |
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