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Financial Security Since 1854 

Commercial Loans

Whether you are starting a new business, expanding an existing business or need working capital, our experienced loan officers will help you find a solution that's right for you.

Our identifying needs, providing solutions philosophy is based on our understanding that each situation is unique. Therefore, we take the time to ask questions, listen and understand your needs before we recommend a solution.

Our product offerings include:

• Business Term Loans ­ when you are buying fixed assets or funding capital expenditures.
  
  
• Operating Lines of Credit ­ to fund accounts receivable or inventory.
  
  
• Commercial Real Estate Loans ­ when purchasing a new facility or expanding an existing facility.
  
  
• SBA Loans ­ when you have limited collateral, but the ability to repay.

To schedule a meeting or for some friendly advice, please contact one of our loan officers by phone at the location nearest you or via email at loans@cstonebank.com.

Agricultural Loans

Cornerstone Bank & Trust has been providing financial solutions to farmers for over 150 years. The experienced loan officers at our Carrollton and Jerseyville locations know farming. Whether you are looking to acquire land, purchase livestock, or need additional equipment or an operating line, Cornerstone has the solution that's right for you.

Our product offerings include:

• Operating Lines of Credit—a flexible solution to fund your daily operational needs.
  
  
• Farm Mortgage Loans—to purchase or refinance land and capital improvements.
  
  
• Equipment/Livestock Loans—We offer competitive rates and flexible terms on loans to purchase equipment or livestock.
  
  
• Farm Service Agency Guaranteed Loans—Our lending staff is experienced in making and disbursing government guaranteed loans.

For more information, call or stop by our Jerseyville or Carrollton locations. Or email us at Farmservices@cstonebank.com.