Cornerstone Bank & Trust, N.A. Financial Security Since 1854

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Financial Security Since 1854 

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Cornerstone
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Access Your Account
Information Toll Free
at: 1-800-624-4509
24 Hours a Day
7 Days a Week

With 3 Locations to Better Serve You!

Alton, IL
200 East Homer
Adams Parkway
Alton, Illinois
(618) 465-5656

Carrollton, IL
600 North Main
Carrollton, Illinois
(217) 942-5454

Jerseyville, IL
533 South State Street
Jerseyville, Illinois
(618) 498-5656

 

 

 

 

 

 

Business Banking Accounts

Business Checking Account
Our Business Checking is designed for all types of businesses that need comprehensive banking services at a competitive price.

  • $100 minimum deposit required to open this account
  • $7.50 monthly service charge if average daily balance falls below $1,500.00
  • First 250 transactions free per statement cycle and $.02 per transaction over 250 (Transactions consist of deposits, deposited items, and checks written.)
  • Image checks returned with statement

Interest Checking Account
This account is designed for sole proprietors and non-profit organizations who normally keep a high balance in their checking account and want to earn interest on their balance. Not available to corporations or partnerships.

  • $100 minimum deposit required to open this account
  • Interest bearing account (Competitive interest rate with variable rates based on balances of $1,000 and more)
  • Unlimited check writing
  • $7.50 monthly service charge if balance falls below an average daily balance of $1,000.00
  • Image checks returned with statement
  • First 50 checks free

Savings Account

  • Minimum deposit of $50
  • Interest compounded quarterly
  • Quarterly statements
  • Competitive rates

Savings Plus Account

  • Minimum deposit of $250.00 to open
  • Interest compounded quarterly
  • Limit of two withdrawals per monthly statement, $5.00 charge for each withdrawal over two.
  • Must have an additional banking relationship

 

Money Market Deposit Account
Our Money Market Deposit Account is designed for business customers who want to earn competitive money market rates on all their funds and have immediate access to their money.

  • $100 minimum deposit required to open this account
  • Interest bearing account (Competitive interest rate with variable rates based on balances)
  • Limited to 6 withdrawals per monthly statement, only 3 of which can be payment by check to a third party ($20 per item over limit)
  • $7.50 monthly service charge if balance falls below an average daily balance of $2,500.00
  • Image checks returned with statement
  • First 40 checks free

BUSINESS BANKING
Accounts
Loans
Cash Management
Merchant Services

 



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