Home Page | Contact Us | Site Map | Disclosures | Privacy Policy 

Financial Security Since 1854 

Our Uniqueness

Cornerstone Bank & Trust, N.A. is a locally owned community bank with full-service offices in Carrollton, Jerseyville, and Alton, Illinois. "In this age of mega banks, one thing that sets us apart is the hometown personal service we provide to our customers," said Larry Franklin, chief executive officer. "We know our customers personally and do our best to meet their banking needs."

Established in 1854, Cornerstone appears to be the oldest active bank headquartered in Illinois (see Our History). "We are proud of our bank's long and honorable history," said Franklin. "Very few companies stay in business for 150 years."

Our Management Team

Contributing to Cornerstone's success is a very experienced senior management team, averaging more than 25 years of community banking experience each. All are local people who were born, raised, and continue to live, in the counties we serve. They include:

Larry Franklin, chief executive officer

Tony Heitzig, senior vice president and chief operating officer

Pat Heitzig, senior vice president and senior trust officer

Kim Murray, vice president and cashier

Sally James, vice president

Steve Thompson, vice president

Senior Management Front: Sally James, Kim Murray. Back: Pat Heitzig, Larry Franklin, Tony Heitzig, and Steve Thompson.

Cornerstone's board of directors consists of businessmen David Dwyer, Larry Gillingham, Joe Heitz, and Harold Rosentreter, and bankers Larry Franklin and Jim Ashworth. Ashworth, who serves as chairman of the board, is president of Carlinville National Bank Shares, Inc. (CNBS). Headquartered in Carlinville, CNBS is the parent corporation of Cornerstone.

"Our directors bring their knowledge of local customer needs and their strong business backgrounds to the board table," said Franklin. "They are actively involved in making major decisions and providing overall direction for the bank."

Our Employees

"We have a great staff," noted Franklin. "Our employees really care about their customers. We’re even known locally as the 'friendly' bank. Our knowledgeable staff is committed to meeting customers’ needs with good products and great service. Our employees also give back to the community through their civic involvement."

Our Community Activities

In their spare time, Cornerstone's officers, directors, and employees participate in many local organizations as officers, directors, or members. They also give of their time for special events, such as the annual Jersey County Fair Parade and the Carrollton Homecoming Parade.

"Cancer has struck close to home for many of us," said Franklin, "so events such as the Relay for Life, which benefit the American Cancer Society, have been an employee priority."

He added, "Our employees' 'Cornerstone Chuckwagon Chili' has won the prestigious People's Choice Award at the Pride Chili Cookoff, a fund-raiser for Pride, Inc., a local beautification organization."

Cornerstone Bank & Trust, N.A. has been serving its communities for more than 150 years. Said Franklin, "We look forward to providing financial security to our area for many more years to come."